# Billing Account API - Delete Payment Methods

## 1. API Overview

### Purpose

[context]
This API securely deletes a registered payment methods.<br>Once deleted, the payment methods cannot be used for future payments, helping improve security by removing unnecessary payment methods.<br>Deletion is permanent, so confirm before requesting.
[/context]

### Details

[table:key-value]
| Item            | Value                        |
| :-------------- | :--------------------------- |
| **API Name**    | Delete Payment Methods                 |
| **API Path**    | /api/v2/payment-methods/delete |
| **API ID**      | EBP_API_124                  |
| **HTTP Method** | [badge:POST,blue,lg]         |
| **Region** | [badge:Global,green-subtle,lg] |
[/table]

## 2. Request Specification

### 2.1 Request Header

@@include:common-headers-link.md@@

### 2.2 Request Data Schema

| depth | Field   | Details & Description                                                |
| ----- |---------|----------------------------------------------------------------------|
| 0     | userNo  | [type-ml:string,500] [req:Yes] [desc:Unique number for the user]     | 
| 0     | paymentMethodId | [type-ml:string,500] [req:Yes] [desc:Registered Payment Method ID]   |

### 2.3 Request Examples

#### JSON Example

```json
{
  "userNo": "KR1234567890",
  "paymentMethodId": "b79c2955f3a7462f86885c2d7fae04b5"
}
```

## 3. Response Specification

### 3.1 Response Data Schema

#### Response Data Schema

@@include:standard-response_en.md@@
| -1     | data | [type:object] [desc: null]            |

> This API does not return any data in the `data` field.

### 3.2 Response Samples

#### Success Response

```json
{
  "resultCode": "0",
  "message": "SUCCESS",
  "requestId": "01EFX0CRR7JK0KCSSTFEEDRDVG",
  "timestamp": "2025-12-30T07:19:28.323457100Z",
  "data": null
}
```